Call reports 2017
UNION STATE BANK — 2017
What UNION STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 80,965,000 | 82,055,000 | 80,939,000 | 85,889,000 |
| Total loans | 63,530,000 | 62,445,000 | 62,367,000 | 64,584,000 |
| Allowance for loan losses | 603,000 | 652,000 | 701,000 | 636,000 |
| Securities available for sale | 12,781,000 | 12,433,000 | 13,160,000 | 12,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,453,000 | 66,993,000 | 66,813,000 | 70,868,000 |
| Interest-bearing deposits | 54,586,000 | 55,056,000 | 54,758,000 | 57,814,000 |
| Noninterest-bearing deposits | 10,867,000 | 11,937,000 | 12,055,000 | 13,054,000 |
| Equity capital | 9,232,000 | 9,413,000 | 9,470,000 | 9,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,630,000 | 2,441,000 | 3,275,000 |
| Interest expense | 99,000 | 201,000 | 307,000 | 418,000 |
| Net interest income | 679,000 | 1,429,000 | 2,134,000 | 2,857,000 |
| Noninterest income | 64,000 | 131,000 | 169,000 | 246,000 |
| Noninterest expense | 552,000 | 1,072,000 | 1,622,000 | 2,170,000 |
| Provision for loan losses | 50,000 | 110,000 | 170,000 | 420,000 |
| Pretax income | 141,000 | 378,000 | 509,000 | 512,000 |
| Income tax | 48,000 | 140,000 | 190,000 | 158,000 |
| Net income | 93,000 | 238,000 | 319,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,314,000 | 9,429,000 | 9,509,000 | 9,515,000 |
| Total capital | 9,917,000 | 10,081,000 | 10,210,000 | 10,151,000 |
| Risk-weighted assets | 58,239,000 | 59,046,000 | 58,927,000 | 60,618,000 |