Call reports 2011
UNION STATE BANK — 2011
What UNION STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,572,000 | 55,547,000 | 56,354,000 | 60,406,000 |
| Total loans | 40,333,000 | 40,112,000 | 39,422,000 | 40,152,000 |
| Allowance for loan losses | 569,000 | 448,000 | 461,000 | 480,000 |
| Securities available for sale | 9,027,000 | 9,548,000 | 10,236,000 | 10,481,000 |
| Securities held to maturity | 124,000 | 124,000 | 124,000 | 124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,346,000 | 47,648,000 | 48,313,000 | 52,294,000 |
| Interest-bearing deposits | 37,866,000 | 40,979,000 | 41,710,000 | 44,123,000 |
| Noninterest-bearing deposits | 9,480,000 | 6,669,000 | 6,603,000 | 8,171,000 |
| Equity capital | 7,829,000 | 7,684,000 | 7,819,000 | 7,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,408,000 | 2,100,000 | 2,806,000 |
| Interest expense | 147,000 | 289,000 | 427,000 | 558,000 |
| Net interest income | 558,000 | 1,119,000 | 1,673,000 | 2,248,000 |
| Noninterest income | 66,000 | 128,000 | 192,000 | 273,000 |
| Noninterest expense | 420,000 | 868,000 | 1,280,000 | 1,743,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 169,000 |
| Pretax income | 168,000 | 307,000 | 477,000 | 609,000 |
| Income tax | 44,000 | 93,000 | 139,000 | 182,000 |
| Net income | 124,000 | 214,000 | 338,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,690,000 | 7,481,000 | 7,605,000 | 7,633,000 |
| Total capital | 8,181,000 | 7,929,000 | 8,065,000 | 8,099,000 |
| Risk-weighted assets | 38,565,000 | 36,807,000 | 36,795,000 | 37,247,000 |