Call reports 2009
UNION STATE BANK — 2009
What UNION STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 54,411,000 | 53,333,000 | 54,092,000 | 56,768,000 |
| Total loans | 35,467,000 | 36,911,000 | 36,275,000 | 37,625,000 |
| Allowance for loan losses | 450,000 | 451,000 | 397,000 | 427,000 |
| Securities available for sale | 12,577,000 | 11,160,000 | 11,020,000 | 9,617,000 |
| Securities held to maturity | 310,000 | 297,000 | 290,000 | 286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,655,000 | 45,524,000 | 46,150,000 | 48,672,000 |
| Interest-bearing deposits | 37,825,000 | 36,433,000 | 36,973,000 | 36,666,000 |
| Noninterest-bearing deposits | 8,830,000 | 9,091,000 | 9,177,000 | 12,006,000 |
| Equity capital | 7,358,000 | 7,408,000 | 7,603,000 | 7,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,441,000 | 2,196,000 | 2,983,000 |
| Interest expense | 245,000 | 464,000 | 674,000 | 868,000 |
| Net interest income | 465,000 | 977,000 | 1,522,000 | 2,115,000 |
| Noninterest income | 94,000 | 170,000 | 235,000 | 312,000 |
| Noninterest expense | 507,000 | 972,000 | 1,393,000 | 1,820,000 |
| Provision for loan losses | 23,000 | 45,000 | 93,000 | 164,000 |
| Pretax income | 29,000 | 130,000 | 271,000 | 443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 130,000 | 271,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,054,000 | 7,155,000 | 7,280,000 | 7,393,000 |
| Total capital | 7,504,000 | 7,606,000 | 7,677,000 | 7,820,000 |
| Risk-weighted assets | 36,618,000 | 37,379,000 | 37,273,000 | 38,493,000 |