Call reports 2007
UNION STATE BANK — 2007
What UNION STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 51,804,000 | 51,141,000 | 53,007,000 | 52,825,000 |
| Total loans | 29,238,000 | 29,827,000 | 31,472,000 | 31,282,000 |
| Allowance for loan losses | 291,000 | 315,000 | 327,000 | 347,000 |
| Securities available for sale | 13,319,000 | 13,789,000 | 13,388,000 | 13,782,000 |
| Securities held to maturity | 926,000 | 920,000 | 915,000 | 911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,872,000 | 44,214,000 | 45,722,000 | 45,497,000 |
| Interest-bearing deposits | 31,791,000 | 35,594,000 | 37,257,000 | 34,480,000 |
| Noninterest-bearing deposits | 13,081,000 | 8,620,000 | 8,465,000 | 11,017,000 |
| Equity capital | 6,513,000 | 6,491,000 | 6,724,000 | 6,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,591,000 | 2,420,000 | 3,245,000 |
| Interest expense | 355,000 | 718,000 | 1,080,000 | 1,432,000 |
| Net interest income | 437,000 | 873,000 | 1,340,000 | 1,813,000 |
| Noninterest income | 61,000 | 136,000 | 196,000 | 235,000 |
| Noninterest expense | 425,000 | 825,000 | 1,232,000 | 1,613,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 55,000 | 141,000 | 238,000 | 347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 141,000 | 238,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,470,000 | 6,542,000 | 6,639,000 | 6,688,000 |
| Total capital | 6,761,000 | 6,857,000 | 6,966,000 | 7,035,000 |
| Risk-weighted assets | 33,733,000 | 34,001,000 | 35,148,000 | 35,129,000 |