Call reports 2001
UNION STATE BANK — 2001
What UNION STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,527,000 | 39,288,000 | 40,764,000 | 43,014,000 |
| Total loans | 23,876,000 | 23,702,000 | 24,192,000 | 23,355,000 |
| Allowance for loan losses | 248,000 | 216,000 | 206,000 | 241,000 |
| Securities available for sale | 11,606,000 | 10,937,000 | 12,654,000 | 13,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,468,000 | 34,127,000 | 35,168,000 | 37,867,000 |
| Interest-bearing deposits | 28,640,000 | 28,982,000 | 30,132,000 | 31,862,000 |
| Noninterest-bearing deposits | 4,828,000 | 5,145,000 | 5,036,000 | 6,005,000 |
| Equity capital | 4,625,000 | 4,670,000 | 4,992,000 | 4,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,483,000 | 2,253,000 | 3,002,000 |
| Interest expense | 362,000 | 727,000 | 1,085,000 | 1,400,000 |
| Net interest income | 381,000 | 756,000 | 1,168,000 | 1,602,000 |
| Noninterest income | 26,000 | 65,000 | 107,000 | 147,000 |
| Noninterest expense | 273,000 | 558,000 | 822,000 | 1,172,000 |
| Provision for loan losses | 20,000 | 39,000 | 59,000 | 98,000 |
| Pretax income | 175,000 | 228,000 | 409,000 | 518,000 |
| Income tax | 58,000 | 45,000 | 68,000 | 90,000 |
| Net income | 117,000 | 183,000 | 341,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,585,000 | 4,697,000 | 4,855,000 | 4,896,000 |
| Total capital | 4,833,000 | 4,913,000 | 5,061,000 | 5,137,000 |
| Risk-weighted assets | 22,663,000 | 22,659,000 | 23,880,000 | 24,673,000 |