Call reports 2002
THREE RIVERS BANK AND TRUST COMPANY — 2002
What THREE RIVERS BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 1,010,339,000 | 1,024,117,000 | 1,015,162,000 |
| Total loans | 567,167,000 | 580,202,000 | 587,200,000 |
| Allowance for loan losses | 8,079,000 | 8,205,000 | 6,882,000 |
| Securities available for sale | 369,384,000 | 370,066,000 | 310,752,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 772,229,000 | 777,534,000 | 768,476,000 |
| Interest-bearing deposits | 654,484,000 | 650,301,000 | 634,098,000 |
| Noninterest-bearing deposits | 117,745,000 | 127,233,000 | 134,378,000 |
| Equity capital | 78,844,000 | 86,153,000 | 86,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 15,501,000 | 31,102,000 | 46,274,000 |
| Interest expense | 7,851,000 | 15,746,000 | 23,685,000 |
| Net interest income | 7,650,000 | 15,356,000 | 22,589,000 |
| Noninterest income | 1,204,000 | 2,399,000 | 3,624,000 |
| Noninterest expense | 5,499,000 | 10,953,000 | 16,178,000 |
| Provision for loan losses | 225,000 | 199,000 | 934,000 |
| Pretax income | 3,292,000 | 7,118,000 | 10,504,000 |
| Income tax | 922,000 | 2,047,000 | 3,063,000 |
| Net income | 2,370,000 | 5,071,000 | 7,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 68,174,000 | 69,901,000 | 69,477,000 |
| Total capital | 76,138,000 | 77,746,000 | 76,359,000 |
| Risk-weighted assets | 637,012,000 | 627,276,000 | 633,920,000 |