Call reports 2001
THREE RIVERS BANK AND TRUST COMPANY — 2001
What THREE RIVERS BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 938,350,000 | 935,919,000 | 1,058,099,000 | 1,022,518,000 |
| Total loans | 501,026,000 | 509,450,000 | 571,196,000 | 565,890,000 |
| Allowance for loan losses | 5,494,000 | 5,699,000 | 7,774,000 | 7,992,000 |
| Securities available for sale | 386,163,000 | 368,118,000 | 365,313,000 | 368,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,270,000 | 632,947,000 | 770,180,000 | 780,393,000 |
| Interest-bearing deposits | 534,632,000 | 537,503,000 | 653,872,000 | 660,061,000 |
| Noninterest-bearing deposits | 96,638,000 | 95,444,000 | 116,308,000 | 120,332,000 |
| Equity capital | 58,853,000 | 58,104,000 | 86,262,000 | 77,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 16,491,000 | 32,662,000 | 50,371,000 | 66,995,000 |
| Interest expense | 10,515,000 | 20,822,000 | 31,435,000 | 40,660,000 |
| Net interest income | 5,976,000 | 11,840,000 | 18,936,000 | 26,335,000 |
| Noninterest income | 1,097,000 | 2,285,000 | 3,565,000 | 4,790,000 |
| Noninterest expense | 4,963,000 | 9,914,000 | 15,495,000 | 20,968,000 |
| Provision for loan losses | 150,000 | 450,000 | 750,000 | 1,050,000 |
| Pretax income | 1,957,000 | 3,758,000 | 6,335,000 | 9,404,000 |
| Income tax | 359,000 | 615,000 | 1,208,000 | 1,945,000 |
| Net income | 1,598,000 | 3,143,000 | 5,127,000 | 7,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,598,000 | 57,839,000 | 68,433,000 | 65,648,000 |
| Total capital | 63,092,000 | 63,538,000 | 76,177,000 | 73,103,000 |
| Risk-weighted assets | 523,992,000 | 532,191,000 | 619,510,000 | 595,830,000 |