Call reports 2025
SAWYER SAVINGS BANK — 2025
What SAWYER SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 283,429,000 | 285,882,000 | 281,078,000 | 287,967,000 |
| Total loans | 228,512,000 | 228,441,000 | 224,574,000 | 222,403,000 |
| Allowance for loan losses | 2,301,000 | 2,325,000 | 2,305,000 | 2,354,000 |
| Securities available for sale | 33,410,000 | 32,545,000 | 32,289,000 | 32,054,000 |
| Securities held to maturity | 5,750,000 | 5,750,000 | 4,250,000 | 3,500,000 |
| Trading assets | 1,815,000 | 1,674,000 | 1,840,000 | 1,995,000 |
| Total deposits | 234,069,000 | 237,311,000 | 231,431,000 | 237,895,000 |
| Interest-bearing deposits | 208,670,000 | 211,307,000 | 205,279,000 | 207,086,000 |
| Noninterest-bearing deposits | 25,399,000 | 26,004,000 | 26,152,000 | 30,809,000 |
| Equity capital | 27,863,000 | 27,878,000 | 28,517,000 | 28,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,431,000 | 6,831,000 | 10,285,000 | 13,751,000 |
| Interest expense | 1,439,000 | 2,857,000 | 4,273,000 | 5,711,000 |
| Net interest income | 1,992,000 | 3,974,000 | 6,012,000 | 8,040,000 |
| Noninterest income | 232,000 | 415,000 | 645,000 | 955,000 |
| Noninterest expense | 1,906,000 | 3,833,000 | 5,774,000 | 7,811,000 |
| Provision for loan losses | 30,000 | 60,000 | 42,000 | 103,000 |
| Pretax income | 288,000 | 496,000 | 793,000 | 1,026,000 |
| Income tax | 64,000 | 113,000 | 184,000 | 254,000 |
| Net income | 224,000 | 383,000 | 609,000 | 772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,136,000 | 30,295,000 | 30,522,000 | 30,687,000 |
| Total capital | 32,443,000 | 32,610,000 | 32,771,000 | 32,884,000 |
| Risk-weighted assets | 184,593,000 | 185,217,000 | 179,849,000 | 175,546,000 |