Call reports 2024
SAWYER SAVINGS BANK — 2024
What SAWYER SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 290,382,000 | 290,846,000 | 286,974,000 | 287,215,000 |
| Total loans | 234,250,000 | 234,917,000 | 232,952,000 | 231,648,000 |
| Allowance for loan losses | 2,119,000 | 2,150,000 | 2,181,000 | 2,273,000 |
| Securities available for sale | 36,356,000 | 35,601,000 | 35,254,000 | 33,628,000 |
| Securities held to maturity | 5,750,000 | 5,750,000 | 5,750,000 | 5,750,000 |
| Trading assets | 1,643,000 | 1,654,000 | 1,666,000 | 1,797,000 |
| Total deposits | 242,631,000 | 242,651,000 | 237,342,000 | 238,124,000 |
| Interest-bearing deposits | 210,795,000 | 211,195,000 | 206,104,000 | 209,996,000 |
| Noninterest-bearing deposits | 31,836,000 | 31,456,000 | 31,238,000 | 28,128,000 |
| Equity capital | 26,623,000 | 26,880,000 | 27,640,000 | 27,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,334,000 | 6,746,000 | 10,204,000 | 13,642,000 |
| Interest expense | 1,409,000 | 2,857,000 | 4,344,000 | 5,829,000 |
| Net interest income | 1,925,000 | 3,889,000 | 5,860,000 | 7,813,000 |
| Noninterest income | 148,000 | 405,000 | 623,000 | 744,000 |
| Noninterest expense | 1,918,000 | 3,861,000 | 5,748,000 | 7,413,000 |
| Provision for loan losses | 33,000 | 66,000 | 99,000 | 197,000 |
| Pretax income | 122,000 | 367,000 | 636,000 | 947,000 |
| Income tax | 32,000 | 91,000 | 180,000 | 212,000 |
| Net income | 90,000 | 276,000 | 456,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,269,000 | 29,455,000 | 29,637,000 | 29,912,000 |
| Total capital | 31,423,000 | 31,641,000 | 31,854,000 | 32,220,000 |
| Risk-weighted assets | 192,124,000 | 192,541,000 | 189,941,000 | 187,627,000 |