Call reports 2023
SAWYER SAVINGS BANK — 2023
What SAWYER SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 284,376,000 | 291,008,000 | 290,609,000 | 290,373,000 |
| Total loans | 221,807,000 | 229,220,000 | 234,789,000 | 233,289,000 |
| Allowance for loan losses | 2,205,000 | 2,201,000 | 2,195,000 | 2,086,000 |
| Securities available for sale | 42,975,000 | 38,583,000 | 37,100,000 | 37,211,000 |
| Securities held to maturity | 5,750,000 | 5,750,000 | 5,750,000 | 5,750,000 |
| Trading assets | 2,418,000 | 2,429,000 | 1,779,000 | 1,631,000 |
| Total deposits | 238,481,000 | 243,166,000 | 240,090,000 | 242,772,000 |
| Interest-bearing deposits | 204,280,000 | 207,170,000 | 206,154,000 | 207,910,000 |
| Noninterest-bearing deposits | 34,201,000 | 35,996,000 | 33,936,000 | 34,862,000 |
| Equity capital | 26,134,000 | 25,935,000 | 25,665,000 | 26,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,928,000 | 6,024,000 | 9,231,000 | 12,534,000 |
| Interest expense | 770,000 | 1,770,000 | 2,918,000 | 4,263,000 |
| Net interest income | 2,158,000 | 4,254,000 | 6,313,000 | 8,271,000 |
| Noninterest income | 203,000 | 395,000 | 546,000 | 982,000 |
| Noninterest expense | 2,014,000 | 4,128,000 | 6,124,000 | 8,385,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 62,000 |
| Pretax income | 178,000 | -1,000 | 213,000 | 329,000 |
| Income tax | 28,000 | -19,000 | 17,000 | 32,000 |
| Net income | 150,000 | 18,000 | 196,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,031,000 | 28,900,000 | 29,078,000 | 29,179,000 |
| Total capital | 31,272,000 | 31,137,000 | 31,308,000 | 31,301,000 |
| Risk-weighted assets | 181,577,000 | 190,756,000 | 194,481,000 | 191,915,000 |