Call reports 2022
SAWYER SAVINGS BANK — 2022
What SAWYER SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 267,300,000 | 271,345,000 | 275,756,000 | 277,985,000 |
| Total loans | 199,564,000 | 202,266,000 | 212,095,000 | 216,170,000 |
| Allowance for loan losses | 2,042,000 | 2,087,000 | 2,127,000 | 2,132,000 |
| Securities available for sale | 50,091,000 | 46,489,000 | 44,231,000 | 43,163,000 |
| Securities held to maturity | 5,750,000 | 5,750,000 | 5,750,000 | 5,750,000 |
| Trading assets | 2,727,000 | 2,742,000 | 2,757,000 | 2,400,000 |
| Total deposits | 230,414,000 | 236,178,000 | 234,008,000 | 235,179,000 |
| Interest-bearing deposits | 195,650,000 | 198,597,000 | 195,077,000 | 197,896,000 |
| Noninterest-bearing deposits | 34,764,000 | 37,581,000 | 38,931,000 | 37,283,000 |
| Equity capital | 27,015,000 | 25,709,000 | 24,965,000 | 25,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,434,000 | 4,923,000 | 7,492,000 | 10,195,000 |
| Interest expense | 202,000 | 391,000 | 645,000 | 1,114,000 |
| Net interest income | 2,232,000 | 4,532,000 | 6,847,000 | 9,081,000 |
| Noninterest income | 217,000 | 403,000 | 598,000 | 419,000 |
| Noninterest expense | 2,036,000 | 4,116,000 | 6,292,000 | 7,932,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 368,000 | 729,000 | 999,000 | 1,414,000 |
| Income tax | 68,000 | 135,000 | 183,000 | 258,000 |
| Net income | 300,000 | 594,000 | 816,000 | 1,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,024,000 | 28,321,000 | 28,543,000 | 28,882,000 |
| Total capital | 30,096,000 | 30,438,000 | 30,665,000 | 31,044,000 |
| Risk-weighted assets | 166,736,000 | 172,147,000 | 169,776,000 | 176,070,000 |