Call reports 2021
SAWYER SAVINGS BANK — 2021
What SAWYER SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 265,496,000 | 268,320,000 | 273,166,000 | 268,169,000 |
| Total loans | 192,252,000 | 192,303,000 | 193,719,000 | 198,530,000 |
| Allowance for loan losses | 1,579,000 | 1,702,000 | 1,774,000 | 1,998,000 |
| Securities available for sale | 45,318,000 | 50,974,000 | 50,910,000 | 48,967,000 |
| Securities held to maturity | 5,250,000 | 5,750,000 | 5,750,000 | 5,750,000 |
| Trading assets | 3,178,000 | 3,191,000 | 2,796,000 | 3,124,000 |
| Total deposits | 220,399,000 | 222,562,000 | 227,746,000 | 229,360,000 |
| Interest-bearing deposits | 189,779,000 | 191,505,000 | 191,841,000 | 189,892,000 |
| Noninterest-bearing deposits | 30,620,000 | 31,057,000 | 35,905,000 | 39,468,000 |
| Equity capital | 27,766,000 | 28,251,000 | 28,552,000 | 28,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,345,000 | 4,681,000 | 7,087,000 | 9,470,000 |
| Interest expense | 386,000 | 682,000 | 959,000 | 1,281,000 |
| Net interest income | 1,959,000 | 3,999,000 | 6,128,000 | 8,189,000 |
| Noninterest income | 366,000 | 642,000 | 933,000 | 1,448,000 |
| Noninterest expense | 1,812,000 | 3,753,000 | 5,699,000 | 7,798,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 450,000 |
| Pretax income | 591,000 | 942,000 | 1,341,000 | 1,593,000 |
| Income tax | 116,000 | 182,000 | 255,000 | 296,000 |
| Net income | 475,000 | 760,000 | 1,086,000 | 1,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,904,000 | 27,189,000 | 27,515,000 | 27,726,000 |
| Total capital | 28,513,000 | 28,921,000 | 29,319,000 | 29,754,000 |
| Risk-weighted assets | 162,868,000 | 168,652,000 | 168,775,000 | 168,990,000 |