Call reports 2020
SAWYER SAVINGS BANK — 2020
What SAWYER SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 253,800,000 | 257,192,000 | 255,983,000 | 260,714,000 |
| Total loans | 183,366,000 | 185,883,000 | 186,857,000 | 190,610,000 |
| Allowance for loan losses | 859,000 | 889,000 | 1,347,000 | 1,506,000 |
| Securities available for sale | 56,971,000 | 48,716,000 | 47,940,000 | 48,983,000 |
| Securities held to maturity | 0 | 2,000,000 | 4,000,000 | 5,250,000 |
| Trading assets | 2,758,000 | 2,773,000 | 2,788,000 | 3,059,000 |
| Total deposits | 207,683,000 | 207,272,000 | 204,683,000 | 208,575,000 |
| Interest-bearing deposits | 192,825,000 | 184,105,000 | 179,273,000 | 183,866,000 |
| Noninterest-bearing deposits | 14,858,000 | 23,167,000 | 25,410,000 | 24,709,000 |
| Equity capital | 26,167,000 | 26,820,000 | 27,340,000 | 27,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,397,000 | 4,738,000 | 6,992,000 | 9,417,000 |
| Interest expense | 767,000 | 1,455,000 | 1,948,000 | 2,400,000 |
| Net interest income | 1,630,000 | 3,283,000 | 5,044,000 | 7,017,000 |
| Noninterest income | 240,000 | 459,000 | 890,000 | 1,422,000 |
| Noninterest expense | 1,716,000 | 3,602,000 | 5,390,000 | 7,517,000 |
| Provision for loan losses | 15,000 | 45,000 | 135,000 | 285,000 |
| Pretax income | 146,000 | 420,000 | 734,000 | 1,006,000 |
| Income tax | 32,000 | 85,000 | 147,000 | 195,000 |
| Net income | 114,000 | 335,000 | 587,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,732,000 | 25,953,000 | 26,205,000 | 26,429,000 |
| Total capital | 26,621,000 | 26,872,000 | 27,582,000 | 27,965,000 |
| Risk-weighted assets | 148,794,000 | 153,980,000 | 152,026,000 | 159,616,000 |