Call reports 2019
SAWYER SAVINGS BANK — 2019
What SAWYER SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 244,140,000 | 248,303,000 | 251,030,000 | 255,092,000 |
| Total loans | 175,645,000 | 179,325,000 | 182,189,000 | 183,404,000 |
| Allowance for loan losses | 937,000 | 889,000 | 736,000 | 846,000 |
| Securities available for sale | 56,009,000 | 51,220,000 | 54,258,000 | 56,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,511,000 | 2,510,000 | 2,573,000 | 2,917,000 |
| Total deposits | 193,272,000 | 197,795,000 | 201,929,000 | 206,404,000 |
| Interest-bearing deposits | 178,976,000 | 182,876,000 | 185,575,000 | 189,701,000 |
| Noninterest-bearing deposits | 14,296,000 | 14,919,000 | 16,354,000 | 16,703,000 |
| Equity capital | 25,324,000 | 26,102,000 | 26,497,000 | 25,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,269,000 | 4,606,000 | 7,042,000 | 9,473,000 |
| Interest expense | 680,000 | 1,395,000 | 2,176,000 | 2,975,000 |
| Net interest income | 1,589,000 | 3,211,000 | 4,866,000 | 6,498,000 |
| Noninterest income | 193,000 | 358,000 | 603,000 | 1,128,000 |
| Noninterest expense | 1,677,000 | 3,309,000 | 4,951,000 | 7,115,000 |
| Provision for loan losses | 30,000 | 60,000 | 230,000 | 700,000 |
| Pretax income | 186,000 | 489,000 | 577,000 | 100,000 |
| Income tax | 25,000 | 80,000 | 98,000 | -1,000 |
| Net income | 161,000 | 409,000 | 479,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,676,000 | 25,927,000 | 25,995,000 | 25,617,000 |
| Total capital | 26,643,000 | 26,846,000 | 26,761,000 | 26,493,000 |
| Risk-weighted assets | 125,485,000 | 125,503,000 | 121,624,000 | 136,050,000 |