Call reports 2018
SAWYER SAVINGS BANK — 2018
What SAWYER SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 247,439,000 | 250,567,000 | 252,118,000 | 246,300,000 |
| Total loans | 163,497,000 | 167,704,000 | 169,748,000 | 169,818,000 |
| Allowance for loan losses | 912,000 | 825,000 | 795,000 | 908,000 |
| Securities available for sale | 68,800,000 | 68,780,000 | 61,705,000 | 59,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,555,000 | 2,570,000 | 2,615,000 | 2,480,000 |
| Total deposits | 189,298,000 | 192,723,000 | 199,201,000 | 196,925,000 |
| Interest-bearing deposits | 176,589,000 | 178,348,000 | 183,644,000 | 182,685,000 |
| Noninterest-bearing deposits | 12,709,000 | 14,375,000 | 15,557,000 | 14,240,000 |
| Equity capital | 24,151,000 | 24,263,000 | 24,211,000 | 24,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,265,000 | 4,657,000 | 7,009,000 | 9,390,000 |
| Interest expense | 520,000 | 1,078,000 | 1,685,000 | 2,322,000 |
| Net interest income | 1,745,000 | 3,579,000 | 5,324,000 | 7,068,000 |
| Noninterest income | 106,000 | 207,000 | 379,000 | 376,000 |
| Noninterest expense | 1,655,000 | 3,346,000 | 5,073,000 | 6,571,000 |
| Provision for loan losses | 0 | 0 | 0 | 115,000 |
| Pretax income | 230,000 | 457,000 | 551,000 | 682,000 |
| Income tax | 9,000 | 21,000 | 8,000 | 1,000 |
| Net income | 221,000 | 436,000 | 543,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,276,000 | 25,492,000 | 25,598,000 | 25,736,000 |
| Total capital | 26,218,000 | 26,347,000 | 26,423,000 | 26,674,000 |
| Risk-weighted assets | 117,552,000 | 118,241,000 | 120,017,000 | 118,417,000 |