Call reports 2017
SAWYER SAVINGS BANK — 2017
What SAWYER SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 237,635,000 | 248,089,000 | 246,662,000 | 248,664,000 |
| Total loans | 151,401,000 | 154,777,000 | 157,521,000 | 160,952,000 |
| Allowance for loan losses | 1,065,000 | 1,128,000 | 1,104,000 | 911,000 |
| Securities available for sale | 68,587,000 | 75,480,000 | 75,460,000 | 72,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,336,000 | 2,355,000 | 2,461,000 | 2,695,000 |
| Total deposits | 179,103,000 | 186,692,000 | 184,964,000 | 192,885,000 |
| Interest-bearing deposits | 167,377,000 | 173,066,000 | 170,825,000 | 177,456,000 |
| Noninterest-bearing deposits | 11,726,000 | 13,626,000 | 14,139,000 | 15,429,000 |
| Equity capital | 24,546,000 | 25,389,000 | 25,469,000 | 25,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,127,000 | 4,285,000 | 6,499,000 | 8,740,000 |
| Interest expense | 421,000 | 875,000 | 1,354,000 | 1,837,000 |
| Net interest income | 1,706,000 | 3,410,000 | 5,145,000 | 6,903,000 |
| Noninterest income | 115,000 | 217,000 | 413,000 | 725,000 |
| Noninterest expense | 1,606,000 | 3,243,000 | 4,952,000 | 6,896,000 |
| Provision for loan losses | 30,000 | 30,000 | 0 | -150,000 |
| Pretax income | 208,000 | 454,000 | 691,000 | 884,000 |
| Income tax | 7,000 | 16,000 | 21,000 | 449,000 |
| Net income | 201,000 | 438,000 | 670,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,821,000 | 25,056,000 | 25,291,000 | 25,055,000 |
| Total capital | 25,916,000 | 26,214,000 | 26,425,000 | 25,996,000 |
| Risk-weighted assets | 122,420,000 | 119,676,000 | 121,366,000 | 116,451,000 |