Call reports 2016
SAWYER SAVINGS BANK — 2016
What SAWYER SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 225,485,000 | 230,718,000 | 240,701,000 | 243,005,000 |
| Total loans | 128,945,000 | 131,645,000 | 144,649,000 | 151,603,000 |
| Allowance for loan losses | 1,392,000 | 1,423,000 | 1,464,000 | 1,074,000 |
| Securities available for sale | 78,719,000 | 83,083,000 | 80,807,000 | 72,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,148,000 | 2,160,000 | 2,182,000 | 2,312,000 |
| Total deposits | 165,938,000 | 178,048,000 | 179,253,000 | 182,838,000 |
| Interest-bearing deposits | 155,096,000 | 165,866,000 | 166,644,000 | 169,425,000 |
| Noninterest-bearing deposits | 10,842,000 | 12,182,000 | 12,609,000 | 13,413,000 |
| Equity capital | 24,888,000 | 25,670,000 | 25,445,000 | 24,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,985,000 | 3,913,000 | 5,942,000 | 8,091,000 |
| Interest expense | 393,000 | 822,000 | 1,303,000 | 1,735,000 |
| Net interest income | 1,592,000 | 3,091,000 | 4,639,000 | 6,356,000 |
| Noninterest income | 99,000 | 197,000 | 272,000 | 481,000 |
| Noninterest expense | 1,574,000 | 3,125,000 | 4,619,000 | 6,339,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 0 |
| Pretax income | 150,000 | 205,000 | 432,000 | 743,000 |
| Income tax | -31,000 | -88,000 | -81,000 | -42,000 |
| Net income | 181,000 | 293,000 | 513,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,015,000 | 24,127,000 | 24,348,000 | 24,620,000 |
| Total capital | 25,337,000 | 25,459,000 | 25,762,000 | 25,724,000 |
| Risk-weighted assets | 105,658,000 | 106,473,000 | 113,068,000 | 121,551,000 |