Call reports 2014
SAWYER SAVINGS BANK — 2014
What SAWYER SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 191,832,000 | 194,469,000 | 197,137,000 | 201,064,000 |
| Total loans | 106,964,000 | 107,081,000 | 110,748,000 | 117,403,000 |
| Allowance for loan losses | 1,578,000 | 1,518,000 | 1,438,000 | 1,439,000 |
| Securities available for sale | 72,543,000 | 75,106,000 | 73,717,000 | 68,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,370,000 | 2,001,000 | 2,062,000 | 2,110,000 |
| Total deposits | 141,737,000 | 143,125,000 | 143,484,000 | 150,291,000 |
| Interest-bearing deposits | 130,581,000 | 132,881,000 | 132,263,000 | 139,797,000 |
| Noninterest-bearing deposits | 11,156,000 | 10,244,000 | 11,221,000 | 10,494,000 |
| Equity capital | 21,368,000 | 22,258,000 | 22,971,000 | 23,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 3,929,000 | 5,910,000 | 7,849,000 |
| Interest expense | 331,000 | 653,000 | 981,000 | 1,358,000 |
| Net interest income | 1,634,000 | 3,276,000 | 4,929,000 | 6,491,000 |
| Noninterest income | 103,000 | 207,000 | 361,000 | 687,000 |
| Noninterest expense | 1,519,000 | 3,032,000 | 4,520,000 | 6,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 396,000 | 687,000 | 962,000 | 1,195,000 |
| Income tax | 32,000 | 26,000 | 22,000 | -6,000 |
| Net income | 364,000 | 661,000 | 940,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,400,000 | 21,699,000 | 21,979,000 | 22,240,000 |
| Total capital | 22,558,000 | 22,855,000 | 23,121,000 | 23,441,000 |
| Risk-weighted assets | 92,256,000 | 92,342,000 | 94,330,000 | 95,853,000 |