Call reports 2013
SAWYER SAVINGS BANK — 2013
What SAWYER SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 187,276,000 | 190,620,000 | 191,069,000 | 191,554,000 |
| Total loans | 104,378,000 | 102,760,000 | 103,003,000 | 104,286,000 |
| Allowance for loan losses | 2,023,000 | 2,030,000 | 1,966,000 | 1,787,000 |
| Securities available for sale | 73,087,000 | 78,076,000 | 77,257,000 | 75,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,223,000 | 2,241,000 | 2,413,000 | 2,441,000 |
| Total deposits | 138,152,000 | 139,613,000 | 143,006,000 | 141,939,000 |
| Interest-bearing deposits | 129,330,000 | 129,341,000 | 131,477,000 | 131,127,000 |
| Noninterest-bearing deposits | 8,822,000 | 10,272,000 | 11,529,000 | 10,812,000 |
| Equity capital | 21,565,000 | 20,425,000 | 20,047,000 | 20,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,867,000 | 3,760,000 | 5,684,000 | 7,603,000 |
| Interest expense | 399,000 | 791,000 | 1,166,000 | 1,514,000 |
| Net interest income | 1,468,000 | 2,969,000 | 4,518,000 | 6,089,000 |
| Noninterest income | 252,000 | 399,000 | 684,000 | 860,000 |
| Noninterest expense | 1,441,000 | 2,859,000 | 4,453,000 | 6,027,000 |
| Provision for loan losses | 90,000 | 180,000 | 210,000 | 85,000 |
| Pretax income | 488,000 | 615,000 | 831,000 | 941,000 |
| Income tax | 77,000 | 20,000 | -20,000 | -114,000 |
| Net income | 411,000 | 595,000 | 851,000 | 1,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,394,000 | 20,577,000 | 20,834,000 | 21,037,000 |
| Total capital | 21,518,000 | 21,712,000 | 21,989,000 | 22,197,000 |
| Risk-weighted assets | 88,960,000 | 89,909,000 | 91,726,000 | 93,310,000 |