Call reports 2012
SAWYER SAVINGS BANK — 2012
What SAWYER SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 187,103,000 | 189,213,000 | 186,130,000 | 187,776,000 |
| Total loans | 117,207,000 | 113,634,000 | 110,731,000 | 106,571,000 |
| Allowance for loan losses | 2,211,000 | 1,964,000 | 1,911,000 | 1,958,000 |
| Securities available for sale | 62,198,000 | 66,653,000 | 66,953,000 | 71,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,917,000 | 1,933,000 | 1,960,000 | 2,183,000 |
| Total deposits | 137,848,000 | 138,589,000 | 135,620,000 | 138,642,000 |
| Interest-bearing deposits | 129,481,000 | 130,118,000 | 126,374,000 | 127,932,000 |
| Noninterest-bearing deposits | 8,367,000 | 8,471,000 | 9,246,000 | 10,710,000 |
| Equity capital | 20,039,000 | 20,701,000 | 21,025,000 | 21,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,152,000 | 4,238,000 | 6,236,000 | 8,319,000 |
| Interest expense | 596,000 | 1,089,000 | 1,606,000 | 2,058,000 |
| Net interest income | 1,556,000 | 3,149,000 | 4,630,000 | 6,261,000 |
| Noninterest income | 149,000 | 389,000 | 630,000 | 1,058,000 |
| Noninterest expense | 1,356,000 | 2,767,000 | 4,109,000 | 5,726,000 |
| Provision for loan losses | 90,000 | 180,000 | 240,000 | 360,000 |
| Pretax income | 383,000 | 715,000 | 1,080,000 | 1,421,000 |
| Income tax | 61,000 | 96,000 | 136,000 | 163,000 |
| Net income | 322,000 | 619,000 | 944,000 | 1,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,057,000 | 19,350,000 | 19,674,000 | 19,986,000 |
| Total capital | 20,219,000 | 20,544,000 | 20,821,000 | 21,117,000 |
| Risk-weighted assets | 92,914,000 | 96,541,000 | 90,802,000 | 89,698,000 |