Call reports 2011
SAWYER SAVINGS BANK — 2011
What SAWYER SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 187,109,000 | 187,361,000 | 187,288,000 | 188,515,000 |
| Total loans | 120,067,000 | 120,128,000 | 119,609,000 | 117,932,000 |
| Allowance for loan losses | 2,207,000 | 2,241,000 | 1,997,000 | 2,125,000 |
| Securities available for sale | 59,626,000 | 59,794,000 | 58,561,000 | 59,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,853,000 | 1,887,000 | 1,931,000 | 1,880,000 |
| Total deposits | 142,644,000 | 139,975,000 | 141,113,000 | 139,004,000 |
| Interest-bearing deposits | 134,804,000 | 131,900,000 | 132,096,000 | 129,198,000 |
| Noninterest-bearing deposits | 7,840,000 | 8,075,000 | 9,017,000 | 9,806,000 |
| Equity capital | 17,807,000 | 18,501,000 | 19,429,000 | 19,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,239,000 | 4,477,000 | 6,724,000 | 8,897,000 |
| Interest expense | 640,000 | 1,262,000 | 1,877,000 | 2,539,000 |
| Net interest income | 1,599,000 | 3,215,000 | 4,847,000 | 6,358,000 |
| Noninterest income | 126,000 | 249,000 | 399,000 | 447,000 |
| Noninterest expense | 1,285,000 | 2,750,000 | 4,214,000 | 5,512,000 |
| Provision for loan losses | 150,000 | 210,000 | 270,000 | 410,000 |
| Pretax income | 299,000 | 711,000 | 1,004,000 | 1,125,000 |
| Income tax | 43,000 | 129,000 | 159,000 | 119,000 |
| Net income | 256,000 | 582,000 | 845,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,987,000 | 18,313,000 | 18,575,000 | 18,736,000 |
| Total capital | 19,183,000 | 19,499,000 | 19,749,000 | 19,905,000 |
| Risk-weighted assets | 94,634,000 | 93,830,000 | 93,066,000 | 92,593,000 |