Call reports 2010
SAWYER SAVINGS BANK — 2010
What SAWYER SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 180,711,000 | 184,665,000 | 191,936,000 | 189,374,000 |
| Total loans | 118,013,000 | 119,637,000 | 118,622,000 | 119,835,000 |
| Allowance for loan losses | 1,976,000 | 2,084,000 | 2,173,000 | 2,229,000 |
| Securities available for sale | 56,084,000 | 58,233,000 | 65,772,000 | 61,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,605,000 | 1,640,000 | 1,671,000 | 1,808,000 |
| Total deposits | 135,802,000 | 140,677,000 | 138,284,000 | 144,864,000 |
| Interest-bearing deposits | 127,979,000 | 131,367,000 | 129,052,000 | 135,531,000 |
| Noninterest-bearing deposits | 7,823,000 | 9,310,000 | 9,232,000 | 9,333,000 |
| Equity capital | 17,688,000 | 17,881,000 | 18,555,000 | 17,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,265,000 | 4,482,000 | 6,776,000 | 9,101,000 |
| Interest expense | 835,000 | 1,609,000 | 2,439,000 | 3,177,000 |
| Net interest income | 1,430,000 | 2,873,000 | 4,337,000 | 5,924,000 |
| Noninterest income | 142,000 | 310,000 | 440,000 | 671,000 |
| Noninterest expense | 1,258,000 | 2,686,000 | 4,032,000 | 5,418,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 750,000 |
| Pretax income | 327,000 | 543,000 | 671,000 | 774,000 |
| Income tax | 74,000 | 102,000 | 81,000 | 49,000 |
| Net income | 253,000 | 441,000 | 590,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,258,000 | 17,446,000 | 17,594,000 | 17,730,000 |
| Total capital | 18,433,000 | 18,640,000 | 18,788,000 | 18,938,000 |
| Risk-weighted assets | 93,205,000 | 94,616,000 | 94,514,000 | 95,613,000 |