Call reports 2009
SAWYER SAVINGS BANK — 2009
What SAWYER SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 169,432,000 | 173,669,000 | 182,193,000 | 177,474,000 |
| Total loans | 114,641,000 | 115,148,000 | 116,689,000 | 116,943,000 |
| Allowance for loan losses | 1,087,000 | 1,178,000 | 1,437,000 | 1,856,000 |
| Securities available for sale | 48,187,000 | 51,837,000 | 54,130,000 | 53,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,284,000 | 1,320,000 | 1,347,000 | 1,565,000 |
| Total deposits | 118,640,000 | 122,897,000 | 130,619,000 | 133,209,000 |
| Interest-bearing deposits | 111,097,000 | 113,595,000 | 119,540,000 | 124,902,000 |
| Noninterest-bearing deposits | 7,543,000 | 9,302,000 | 11,079,000 | 8,307,000 |
| Equity capital | 17,066,000 | 17,141,000 | 17,823,000 | 17,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,332,000 | 4,728,000 | 7,046,000 | 9,574,000 |
| Interest expense | 948,000 | 1,822,000 | 2,689,000 | 3,596,000 |
| Net interest income | 1,384,000 | 2,906,000 | 4,357,000 | 5,978,000 |
| Noninterest income | 148,000 | 275,000 | 414,000 | 550,000 |
| Noninterest expense | 1,421,000 | 2,667,000 | 3,939,000 | 5,360,000 |
| Provision for loan losses | 120,000 | 300,000 | 600,000 | 1,200,000 |
| Pretax income | 312,000 | 633,000 | 778,000 | 810,000 |
| Income tax | 79,000 | 162,000 | 174,000 | 139,000 |
| Net income | 233,000 | 471,000 | 604,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,567,000 | 16,802,000 | 16,939,000 | 17,005,000 |
| Total capital | 17,654,000 | 17,980,000 | 18,092,000 | 18,170,000 |
| Risk-weighted assets | 89,328,000 | 97,701,000 | 91,948,000 | 92,110,000 |