Call reports 2008
SAWYER SAVINGS BANK — 2008
What SAWYER SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 162,032,000 | 163,712,000 | 163,143,000 | 168,560,000 |
| Total loans | 106,515,000 | 109,465,000 | 110,835,000 | 111,774,000 |
| Allowance for loan losses | 757,000 | 760,000 | 818,000 | 968,000 |
| Securities available for sale | 48,655,000 | 47,123,000 | 45,306,000 | 50,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,476,000 | 1,513,000 | 1,530,000 | 1,252,000 |
| Total deposits | 107,548,000 | 109,793,000 | 109,887,000 | 112,484,000 |
| Interest-bearing deposits | 99,868,000 | 101,182,000 | 100,508,000 | 104,617,000 |
| Noninterest-bearing deposits | 7,680,000 | 8,611,000 | 9,379,000 | 7,867,000 |
| Equity capital | 16,489,000 | 15,904,000 | 16,182,000 | 16,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,337,000 | 4,718,000 | 7,053,000 | 9,417,000 |
| Interest expense | 1,065,000 | 2,065,000 | 3,021,000 | 4,001,000 |
| Net interest income | 1,272,000 | 2,653,000 | 4,032,000 | 5,416,000 |
| Noninterest income | 151,000 | 296,000 | 435,000 | 273,000 |
| Noninterest expense | 1,140,000 | 2,329,000 | 3,494,000 | 4,346,000 |
| Provision for loan losses | 30,000 | 90,000 | 150,000 | 370,000 |
| Pretax income | 253,000 | 530,000 | 791,000 | 941,000 |
| Income tax | 79,000 | 145,000 | 204,000 | 234,000 |
| Net income | 174,000 | 385,000 | 587,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,797,000 | 16,008,000 | 16,211,000 | 16,330,000 |
| Total capital | 16,554,000 | 16,768,000 | 17,029,000 | 17,298,000 |
| Risk-weighted assets | 92,916,000 | 90,318,000 | 89,911,000 | 89,684,000 |