Call reports 2007
SAWYER SAVINGS BANK — 2007
What SAWYER SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 154,755,000 | 152,487,000 | 155,035,000 | 155,864,000 |
| Total loans | 99,624,000 | 99,655,000 | 104,315,000 | 104,356,000 |
| Allowance for loan losses | 666,000 | 666,000 | 661,000 | 814,000 |
| Securities available for sale | 32,406,000 | 45,351,000 | 40,222,000 | 45,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 17,376,000 | 1,392,000 | 1,431,000 | 1,442,000 |
| Total deposits | 113,035,000 | 113,066,000 | 109,960,000 | 105,044,000 |
| Interest-bearing deposits | 105,513,000 | 104,835,000 | 102,368,000 | 97,189,000 |
| Noninterest-bearing deposits | 7,522,000 | 8,231,000 | 7,592,000 | 7,855,000 |
| Equity capital | 15,110,000 | 14,982,000 | 15,440,000 | 15,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,199,000 | 4,446,000 | 6,734,000 | 9,060,000 |
| Interest expense | 1,062,000 | 2,113,000 | 3,166,000 | 4,324,000 |
| Net interest income | 1,137,000 | 2,333,000 | 3,568,000 | 4,736,000 |
| Noninterest income | 234,000 | 379,000 | 532,000 | 679,000 |
| Noninterest expense | 1,168,000 | 2,266,000 | 3,363,000 | 4,354,000 |
| Provision for loan losses | 0 | 0 | 0 | 160,000 |
| Pretax income | 203,000 | 446,000 | 714,000 | 884,000 |
| Income tax | 61,000 | 146,000 | 227,000 | 268,000 |
| Net income | 142,000 | 300,000 | 487,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,147,000 | 15,306,000 | 15,492,000 | 15,623,000 |
| Total capital | 15,813,000 | 15,972,000 | 16,153,000 | 16,437,000 |
| Risk-weighted assets | 89,954,000 | 90,830,000 | 93,341,000 | 92,755,000 |