Call reports 2002
SAWYER SAVINGS BANK — 2002
What SAWYER SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 137,300,000 | 145,256,000 | 145,547,000 | 143,931,000 |
| Total loans | 75,846,000 | 78,776,000 | 80,122,000 | 79,407,000 |
| Allowance for loan losses | 1,001,000 | 1,002,000 | 1,007,000 | 1,009,000 |
| Securities available for sale | 54,988,000 | 60,548,000 | 59,616,000 | 57,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,651,000 | 107,373,000 | 108,691,000 | 105,934,000 |
| Interest-bearing deposits | 92,932,000 | 99,398,000 | 99,888,000 | 98,449,000 |
| Noninterest-bearing deposits | 6,719,000 | 7,975,000 | 8,803,000 | 7,485,000 |
| Equity capital | 11,581,000 | 12,168,000 | 12,682,000 | 12,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,041,000 | 4,160,000 | 6,325,000 | 8,365,000 |
| Interest expense | 1,067,000 | 2,163,000 | 3,217,000 | 4,199,000 |
| Net interest income | 974,000 | 1,997,000 | 3,108,000 | 4,166,000 |
| Noninterest income | 133,000 | 255,000 | 420,000 | 648,000 |
| Noninterest expense | 1,008,000 | 2,028,000 | 3,119,000 | 4,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 154,000 | 351,000 | 642,000 | 812,000 |
| Income tax | 14,000 | 44,000 | 108,000 | 122,000 |
| Net income | 140,000 | 307,000 | 534,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,374,000 | 11,544,000 | 11,773,000 | 11,931,000 |
| Total capital | 12,283,000 | 12,471,000 | 12,702,000 | 12,878,000 |
| Risk-weighted assets | 72,639,000 | 74,087,000 | 74,279,000 | 75,723,000 |