Call reports 2001
SAWYER SAVINGS BANK — 2001
What SAWYER SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 110,806,000 | 120,405,000 | 127,134,000 | 130,493,000 |
| Total loans | 54,697,000 | 59,406,000 | 67,308,000 | 72,481,000 |
| Allowance for loan losses | 1,145,000 | 1,144,000 | 1,138,000 | 1,007,000 |
| Securities available for sale | 51,048,000 | 55,275,000 | 53,581,000 | 51,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,293,000 | 85,109,000 | 88,603,000 | 92,961,000 |
| Interest-bearing deposits | 77,303,000 | 79,071,000 | 82,345,000 | 85,733,000 |
| Noninterest-bearing deposits | 3,990,000 | 6,038,000 | 6,258,000 | 7,228,000 |
| Equity capital | 11,129,000 | 10,972,000 | 11,417,000 | 11,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,977,000 | 3,987,000 | 6,062,000 | 7,984,000 |
| Interest expense | 1,114,000 | 2,274,000 | 3,458,000 | 4,591,000 |
| Net interest income | 863,000 | 1,713,000 | 2,604,000 | 3,393,000 |
| Noninterest income | 109,000 | 188,000 | 316,000 | 466,000 |
| Noninterest expense | 811,000 | 1,721,000 | 2,626,000 | 3,551,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | -95,000 |
| Pretax income | 134,000 | 144,000 | 300,000 | 399,000 |
| Income tax | 26,000 | -17,000 | -13,000 | -46,000 |
| Net income | 108,000 | 161,000 | 313,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,805,000 | 10,692,000 | 11,097,000 | 11,232,000 |
| Total capital | 11,626,000 | 11,522,000 | 12,125,000 | 12,239,000 |
| Risk-weighted assets | 65,378,000 | 66,104,000 | 82,152,000 | 84,195,000 |