Call reports 2001
MACOMB COMMUNITY BANK — 2001
What MACOMB COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 113,369,000 | 108,913,000 | 102,071,000 | 95,509,000 |
| Total loans | 91,736,000 | 94,386,000 | 90,816,000 | 81,016,000 |
| Allowance for loan losses | 1,015,000 | 1,035,000 | 1,068,000 | 1,088,000 |
| Securities available for sale | 3,015,000 | 1,513,000 | 1,518,000 | 813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,598,000 | 96,109,000 | 89,120,000 | 82,515,000 |
| Interest-bearing deposits | 86,967,000 | 84,843,000 | 76,955,000 | 72,863,000 |
| Noninterest-bearing deposits | 13,631,000 | 11,266,000 | 12,165,000 | 9,652,000 |
| Equity capital | 9,083,000 | 9,243,000 | 9,443,000 | 9,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,225,000 | 4,394,000 | 6,413,000 | 8,144,000 |
| Interest expense | 1,307,000 | 2,609,000 | 3,725,000 | 4,550,000 |
| Net interest income | 918,000 | 1,785,000 | 2,688,000 | 3,594,000 |
| Noninterest income | 48,000 | 110,000 | 169,000 | 220,000 |
| Noninterest expense | 507,000 | 1,021,000 | 1,496,000 | 1,944,000 |
| Provision for loan losses | 51,000 | 71,000 | 104,000 | 124,000 |
| Pretax income | 408,000 | 803,000 | 1,257,000 | 1,746,000 |
| Income tax | 143,000 | 277,000 | 434,000 | 601,000 |
| Net income | 265,000 | 526,000 | 823,000 | 1,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,244,000 | 8,420,000 | 8,632,000 | 8,870,000 |
| Total capital | 9,259,000 | 9,455,000 | 9,700,000 | 9,868,000 |
| Risk-weighted assets | 91,587,000 | 91,512,000 | 88,522,000 | 79,756,000 |