Call reports 2025
FARMERS BANK & TRUST — 2025
What FARMERS BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 168,522,000 | 165,703,000 | 162,730,000 | 167,780,000 |
| Total loans | 79,169,000 | 82,476,000 | 82,448,000 | 88,324,000 |
| Allowance for loan losses | 865,000 | 881,000 | 2,053,000 | 2,129,000 |
| Securities available for sale | 63,786,000 | 61,135,000 | 59,150,000 | 55,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,924,000 | 154,644,000 | 151,257,000 | 155,688,000 |
| Interest-bearing deposits | 137,116,000 | 134,517,000 | 129,392,000 | 129,781,000 |
| Noninterest-bearing deposits | 20,808,000 | 20,127,000 | 21,865,000 | 25,907,000 |
| Equity capital | 9,893,000 | 10,346,000 | 10,833,000 | 11,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,027,000 | 3,998,000 | 6,054,000 | 8,060,000 |
| Interest expense | 817,000 | 1,553,000 | 2,143,000 | 2,766,000 |
| Net interest income | 1,210,000 | 2,445,000 | 3,911,000 | 5,294,000 |
| Noninterest income | 133,000 | 249,000 | 350,000 | 457,000 |
| Noninterest expense | 738,000 | 1,514,000 | 2,346,000 | 3,133,000 |
| Provision for loan losses | 42,000 | 58,000 | 1,230,000 | 1,306,000 |
| Pretax income | 596,000 | 990,000 | 673,000 | 1,117,000 |
| Income tax | 9,000 | 20,000 | 12,000 | 43,000 |
| Net income | 587,000 | 970,000 | 661,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,819,000 | 15,051,000 | 14,634,000 | 14,898,000 |
| Total capital | — | 15,958,000 | 15,912,000 | — |
| Risk-weighted assets | — | 100,127,000 | 101,419,000 | — |