Call reports 2024
FARMERS BANK & TRUST — 2024
What FARMERS BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 147,536,000 | 149,620,000 | 148,624,000 | 185,490,000 |
| Total loans | 65,866,000 | 71,769,000 | 72,743,000 | 78,535,000 |
| Allowance for loan losses | 745,000 | 767,000 | 795,000 | 823,000 |
| Securities available for sale | 58,529,000 | 57,523,000 | 54,829,000 | 63,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,294,000 | 134,573,000 | 133,943,000 | 175,428,000 |
| Interest-bearing deposits | 116,817,000 | 115,001,000 | 117,200,000 | 153,579,000 |
| Noninterest-bearing deposits | 21,477,000 | 19,572,000 | 16,743,000 | 21,849,000 |
| Equity capital | 8,546,000 | 8,750,000 | 10,400,000 | 9,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,612,000 | 3,232,000 | 4,880,000 | 6,747,000 |
| Interest expense | 683,000 | 1,309,000 | 2,053,000 | 2,906,000 |
| Net interest income | 929,000 | 1,923,000 | 2,827,000 | 3,841,000 |
| Noninterest income | 117,000 | 206,000 | 294,000 | 387,000 |
| Noninterest expense | 771,000 | 1,452,000 | 2,190,000 | 2,925,000 |
| Provision for loan losses | 30,000 | 52,000 | 81,000 | 109,000 |
| Pretax income | 504,000 | 840,000 | 1,179,000 | 1,638,000 |
| Income tax | 8,000 | 16,000 | 23,000 | 30,000 |
| Net income | 496,000 | 824,000 | 1,156,000 | 1,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,731,000 | 13,988,000 | 14,250,000 | 14,631,000 |