Call reports 2022
FARMERS BANK & TRUST — 2022
What FARMERS BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 139,161,000 | 138,261,000 | 148,515,000 | 167,801,000 |
| Total loans | 59,391,000 | 59,904,000 | 61,849,000 | 61,161,000 |
| Allowance for loan losses | 874,000 | 904,000 | 934,000 | 964,000 |
| Securities available for sale | 53,733,000 | 54,547,000 | 57,155,000 | 71,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,858,000 | 130,531,000 | 141,798,000 | 160,358,000 |
| Interest-bearing deposits | 92,763,000 | 100,329,000 | 106,361,000 | 125,840,000 |
| Noninterest-bearing deposits | 37,095,000 | 30,202,000 | 35,437,000 | 34,518,000 |
| Equity capital | 9,106,000 | 7,368,000 | 5,612,000 | 7,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 903,000 | 1,771,000 | 2,937,000 | 4,310,000 |
| Interest expense | 35,000 | 97,000 | 209,000 | 529,000 |
| Net interest income | 868,000 | 1,674,000 | 2,728,000 | 3,781,000 |
| Noninterest income | 85,000 | 178,000 | 683,000 | 762,000 |
| Noninterest expense | 646,000 | 1,272,000 | 1,931,000 | 2,730,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 334,000 | 492,000 | 1,411,000 | 1,791,000 |
| Income tax | 13,000 | 29,000 | 101,000 | 117,000 |
| Net income | 321,000 | 463,000 | 1,310,000 | 1,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,553,000 | 11,545,000 | 12,242,000 | 12,455,000 |
| Total capital | 12,398,000 | 12,403,000 | 13,158,000 | 13,419,000 |
| Risk-weighted assets | 67,597,000 | 68,594,000 | 73,337,000 | 78,113,000 |