Call reports 2021
FARMERS BANK & TRUST — 2021
What FARMERS BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 121,660,000 | 125,404,000 | 123,054,000 | 130,040,000 |
| Total loans | 60,005,000 | 59,788,000 | 59,681,000 | 62,825,000 |
| Allowance for loan losses | 754,000 | 784,000 | 814,000 | 844,000 |
| Securities available for sale | 39,126,000 | 48,514,000 | 45,175,000 | 42,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,759,000 | 112,998,000 | 109,251,000 | 117,533,000 |
| Interest-bearing deposits | 86,189,000 | 88,483,000 | 84,352,000 | 95,233,000 |
| Noninterest-bearing deposits | 23,570,000 | 24,515,000 | 24,899,000 | 22,300,000 |
| Equity capital | 11,660,000 | 11,999,000 | 12,301,000 | 12,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 2,217,000 | 3,240,000 | 4,147,000 |
| Interest expense | 32,000 | 63,000 | 96,000 | 130,000 |
| Net interest income | 936,000 | 2,154,000 | 3,144,000 | 4,017,000 |
| Noninterest income | 80,000 | 150,000 | 223,000 | 303,000 |
| Noninterest expense | 621,000 | 1,260,000 | 1,850,000 | 2,495,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 468,000 | 1,100,000 | 1,603,000 | 1,881,000 |
| Income tax | 0 | 18,000 | 36,000 | 54,000 |
| Net income | 468,000 | 1,082,000 | 1,567,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,548,000 | 10,887,000 | 11,247,000 | 11,382,000 |
| Total capital | 11,302,000 | 11,671,000 | 12,061,000 | 12,226,000 |
| Risk-weighted assets | 65,641,000 | 66,263,000 | 65,508,000 | 69,892,000 |