Call reports 2020
FARMERS BANK & TRUST — 2020
What FARMERS BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 108,659,000 | 117,460,000 | 117,024,000 | 122,868,000 |
| Total loans | 42,128,000 | 52,916,000 | 62,500,000 | 56,058,000 |
| Allowance for loan losses | 617,000 | 658,000 | 698,000 | 713,000 |
| Securities available for sale | 38,343,000 | 39,255,000 | 37,182,000 | 35,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,652,000 | 106,005,000 | 100,460,000 | 110,725,000 |
| Interest-bearing deposits | 77,227,000 | 85,045,000 | 82,031,000 | 86,142,000 |
| Noninterest-bearing deposits | 21,425,000 | 20,960,000 | 18,429,000 | 24,583,000 |
| Equity capital | 9,732,000 | 11,183,000 | 11,646,000 | 11,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,867,000 | 2,878,000 | 3,749,000 |
| Interest expense | 138,000 | 189,000 | 226,000 | 263,000 |
| Net interest income | 755,000 | 1,678,000 | 2,652,000 | 3,486,000 |
| Noninterest income | 69,000 | 127,000 | 202,000 | 278,000 |
| Noninterest expense | 551,000 | 1,130,000 | 1,695,000 | 2,390,000 |
| Provision for loan losses | 60,000 | 100,000 | 140,000 | 155,000 |
| Pretax income | 221,000 | 672,000 | 1,127,000 | 1,325,000 |
| Income tax | 12,000 | 24,000 | 35,000 | 47,000 |
| Net income | 209,000 | 648,000 | 1,092,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,361,000 | 9,750,000 | 10,094,000 | 10,180,000 |
| Total capital | 9,978,000 | 10,408,000 | 10,792,000 | 10,893,000 |
| Risk-weighted assets | 57,457,000 | 67,549,000 | 76,821,000 | 73,634,000 |