Call reports 2019
FARMERS BANK & TRUST — 2019
What FARMERS BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 97,886,000 | 99,627,000 | 99,845,000 | 112,762,000 |
| Total loans | 37,928,000 | 39,220,000 | 41,225,000 | 42,806,000 |
| Allowance for loan losses | 561,000 | 568,000 | 576,000 | 556,000 |
| Securities available for sale | 35,097,000 | 33,441,000 | 32,349,000 | 34,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,643,000 | 89,866,000 | 89,675,000 | 102,830,000 |
| Interest-bearing deposits | 41,112,000 | 39,782,000 | 70,110,000 | 79,818,000 |
| Noninterest-bearing deposits | 47,531,000 | 50,084,000 | 19,565,000 | 23,012,000 |
| Equity capital | 8,994,000 | 9,491,000 | 9,831,000 | 9,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,790,000 | 2,684,000 | 3,588,000 |
| Interest expense | 170,000 | 354,000 | 538,000 | 686,000 |
| Net interest income | 743,000 | 1,436,000 | 2,146,000 | 2,902,000 |
| Noninterest income | 76,000 | 158,000 | 226,000 | 303,000 |
| Noninterest expense | 525,000 | 1,062,000 | 1,653,000 | 2,243,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 38,000 |
| Pretax income | 286,000 | 767,000 | 946,000 | 1,247,000 |
| Income tax | 4,000 | 7,000 | 9,000 | 12,000 |
| Net income | 282,000 | 760,000 | 937,000 | 1,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,601,000 | 9,031,000 | 9,211,000 | 9,227,000 |
| Total capital | 9,162,000 | 9,599,000 | 9,787,000 | 9,783,000 |
| Risk-weighted assets | 52,158,000 | 54,517,000 | 55,959,000 | 58,146,000 |