Call reports 2018
FARMERS BANK & TRUST — 2018
What FARMERS BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 93,971,000 | 91,242,000 | 91,549,000 | 104,830,000 |
| Total loans | 35,798,000 | 37,303,000 | 39,356,000 | 38,527,000 |
| Allowance for loan losses | 518,000 | 528,000 | 538,000 | 553,000 |
| Securities available for sale | 37,840,000 | 36,603,000 | 33,134,000 | 31,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,841,000 | 82,483,000 | 83,351,000 | 96,253,000 |
| Interest-bearing deposits | 35,678,000 | 34,832,000 | 35,989,000 | 36,183,000 |
| Noninterest-bearing deposits | 49,163,000 | 47,651,000 | 47,362,000 | 60,070,000 |
| Equity capital | 8,929,000 | 8,548,000 | 7,928,000 | 8,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,579,000 | 2,393,000 | 3,251,000 |
| Interest expense | 92,000 | 194,000 | 314,000 | 450,000 |
| Net interest income | 714,000 | 1,385,000 | 2,079,000 | 2,801,000 |
| Noninterest income | 77,000 | 82,000 | 157,000 | 230,000 |
| Noninterest expense | 569,000 | 1,142,000 | 1,725,000 | 2,269,000 |
| Provision for loan losses | 15,000 | 25,000 | 35,000 | 50,000 |
| Pretax income | 207,000 | 300,000 | 476,000 | 712,000 |
| Income tax | 0 | 3,000 | 6,000 | 10,000 |
| Net income | 207,000 | 297,000 | 470,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,143,000 | 8,833,000 | 8,406,000 | 8,645,000 |
| Total capital | 9,661,000 | 9,361,000 | 8,944,000 | 9,198,000 |
| Risk-weighted assets | 53,845,000 | 54,026,000 | 54,635,000 | 56,456,000 |