Call reports 2016
FARMERS BANK & TRUST — 2016
What FARMERS BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 91,184,000 | 91,358,000 | 87,709,000 | 98,743,000 |
| Total loans | 28,100,000 | 30,802,000 | 32,718,000 | 32,082,000 |
| Allowance for loan losses | 474,000 | 474,000 | 475,000 | 500,000 |
| Securities available for sale | 44,605,000 | 45,424,000 | 41,042,000 | 42,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,971,000 | 80,847,000 | 77,220,000 | 89,133,000 |
| Interest-bearing deposits | 33,790,000 | 33,943,000 | 36,123,000 | 35,212,000 |
| Noninterest-bearing deposits | 47,181,000 | 46,904,000 | 41,097,000 | 53,921,000 |
| Equity capital | 10,008,000 | 10,237,000 | 10,131,000 | 9,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,276,000 | 1,914,000 | 2,545,000 |
| Interest expense | 38,000 | 76,000 | 116,000 | 164,000 |
| Net interest income | 611,000 | 1,200,000 | 1,798,000 | 2,381,000 |
| Noninterest income | 71,000 | 141,000 | 208,000 | 284,000 |
| Noninterest expense | 469,000 | 1,005,000 | 1,557,000 | 1,996,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 30,000 |
| Pretax income | 232,000 | 405,000 | 524,000 | 719,000 |
| Income tax | 10,000 | 18,000 | 23,000 | 35,000 |
| Net income | 222,000 | 387,000 | 501,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,905,000 | 8,970,000 | 8,983,000 | 9,067,000 |
| Total capital | 9,379,000 | 9,444,000 | 9,458,000 | 9,567,000 |
| Risk-weighted assets | 45,300,000 | 47,508,000 | 49,039,000 | 50,798,000 |