Call reports 2015
FARMERS BANK & TRUST — 2015
What FARMERS BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 95,970,000 | 92,172,000 | 92,717,000 | 102,413,000 |
| Total loans | 24,382,000 | 26,917,000 | 28,596,000 | 30,661,000 |
| Allowance for loan losses | 474,000 | 474,000 | 474,000 | 474,000 |
| Securities available for sale | 47,929,000 | 47,045,000 | 42,767,000 | 44,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,788,000 | 82,254,000 | 82,631,000 | 92,608,000 |
| Interest-bearing deposits | 37,121,000 | 35,621,000 | 38,143,000 | 34,868,000 |
| Noninterest-bearing deposits | 48,667,000 | 46,633,000 | 44,488,000 | 57,740,000 |
| Equity capital | 9,940,000 | 9,668,000 | 9,768,000 | 9,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,148,000 | 1,742,000 | 2,356,000 |
| Interest expense | 26,000 | 51,000 | 83,000 | 118,000 |
| Net interest income | 575,000 | 1,097,000 | 1,659,000 | 2,238,000 |
| Noninterest income | 69,000 | 142,000 | 213,000 | 285,000 |
| Noninterest expense | 445,000 | 934,000 | 1,417,000 | 1,882,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 302,000 | 452,000 | 658,000 |
| Income tax | 8,000 | 13,000 | 20,000 | 29,000 |
| Net income | 188,000 | 289,000 | 432,000 | 629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,641,000 | 8,742,000 | 8,685,000 | 8,783,000 |
| Total capital | 9,115,000 | 9,216,000 | 9,159,000 | 9,257,000 |
| Risk-weighted assets | 47,460,000 | 46,623,000 | 48,659,000 | 56,121,000 |