Call reports 2014
FARMERS BANK & TRUST — 2014
What FARMERS BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 98,124,000 | 93,428,000 | 94,270,000 | 106,761,000 |
| Total loans | 23,739,000 | 25,442,000 | 25,346,000 | 27,431,000 |
| Allowance for loan losses | 409,000 | 469,000 | 469,000 | 469,000 |
| Securities available for sale | 58,688,000 | 58,245,000 | 54,996,000 | 50,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,058,000 | 83,307,000 | 84,117,000 | 96,778,000 |
| Interest-bearing deposits | 36,978,000 | 35,906,000 | 37,107,000 | 36,819,000 |
| Noninterest-bearing deposits | 52,080,000 | 47,401,000 | 47,010,000 | 59,959,000 |
| Equity capital | 8,872,000 | 9,575,000 | 9,854,000 | 9,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,204,000 | 1,812,000 | 2,423,000 |
| Interest expense | 26,000 | 51,000 | 76,000 | 100,000 |
| Net interest income | 596,000 | 1,153,000 | 1,736,000 | 2,323,000 |
| Noninterest income | 71,000 | 141,000 | 211,000 | 277,000 |
| Noninterest expense | 428,000 | 862,000 | 1,304,000 | 1,771,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 183,000 | 316,000 | 540,000 | 727,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 316,000 | 540,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,509,000 | 8,642,000 | 8,866,000 | 8,753,000 |
| Total capital | 8,918,000 | 9,111,000 | 9,335,000 | 9,222,000 |
| Risk-weighted assets | 40,145,000 | 40,785,000 | 41,541,000 | 45,746,000 |