Call reports 2013
FARMERS BANK & TRUST — 2013
What FARMERS BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 101,415,000 | 95,440,000 | 93,632,000 | 106,499,000 |
| Total loans | 21,727,000 | 21,768,000 | 22,982,000 | 23,584,000 |
| Allowance for loan losses | 353,000 | 349,000 | 349,000 | 349,000 |
| Securities available for sale | 65,982,000 | 62,951,000 | 57,376,000 | 56,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,637,000 | 83,727,000 | 84,773,000 | 98,210,000 |
| Interest-bearing deposits | 67,828,000 | 61,833,000 | 22,197,000 | 36,119,000 |
| Noninterest-bearing deposits | 23,809,000 | 21,894,000 | 62,576,000 | 62,091,000 |
| Equity capital | 9,594,000 | 8,236,000 | 8,600,000 | 8,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,103,000 | 1,673,000 | 2,289,000 |
| Interest expense | 31,000 | 59,000 | 87,000 | 113,000 |
| Net interest income | 504,000 | 1,044,000 | 1,586,000 | 2,176,000 |
| Noninterest income | 69,000 | 144,000 | 196,000 | 267,000 |
| Noninterest expense | 441,000 | 863,000 | 1,323,000 | 1,757,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 326,000 | 489,000 | 688,000 |
| Income tax | 6,000 | 14,000 | 21,000 | 30,000 |
| Net income | 127,000 | 312,000 | 468,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,095,000 | 8,279,000 | 8,437,000 | 8,326,000 |
| Total capital | 8,448,000 | 8,628,000 | 8,786,000 | 8,675,000 |
| Risk-weighted assets | 39,837,000 | 38,742,000 | 39,039,000 | 42,146,000 |