Call reports 2012
FARMERS BANK & TRUST — 2012
What FARMERS BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 84,925,000 | 83,799,000 | 87,818,000 | 108,178,000 |
| Total loans | 21,616,000 | 23,024,000 | 22,880,000 | 22,901,000 |
| Allowance for loan losses | 311,000 | 312,000 | 309,000 | 353,000 |
| Securities available for sale | 48,170,000 | 44,307,000 | 54,095,000 | 52,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,286,000 | 75,925,000 | 77,586,000 | 98,118,000 |
| Interest-bearing deposits | 59,602,000 | 54,185,000 | 57,255,000 | 67,401,000 |
| Noninterest-bearing deposits | 17,684,000 | 21,740,000 | 20,331,000 | 30,717,000 |
| Equity capital | 7,438,000 | 7,644,000 | 9,951,000 | 9,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,173,000 | 1,764,000 | 2,274,000 |
| Interest expense | 37,000 | 69,000 | 96,000 | 125,000 |
| Net interest income | 558,000 | 1,104,000 | 1,668,000 | 2,149,000 |
| Noninterest income | 60,000 | 109,000 | 157,000 | 206,000 |
| Noninterest expense | 410,000 | 807,000 | 1,235,000 | 1,677,000 |
| Provision for loan losses | 0 | 0 | 0 | 44,000 |
| Pretax income | 208,000 | 406,000 | 590,000 | 624,000 |
| Income tax | 9,000 | 18,000 | 26,000 | 27,000 |
| Net income | 199,000 | 388,000 | 564,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,870,000 | 6,059,000 | 8,235,000 | 8,268,000 |
| Total capital | 6,181,000 | 6,371,000 | 8,544,000 | 8,621,000 |
| Risk-weighted assets | 34,529,000 | 36,426,000 | 40,041,000 | 42,074,000 |