Call reports 2010
FARMERS BANK & TRUST — 2010
What FARMERS BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 64,729,000 | 66,179,000 | 68,048,000 | 74,284,000 |
| Total loans | 21,631,000 | 22,890,000 | 23,942,000 | 23,866,000 |
| Allowance for loan losses | 415,000 | 268,000 | 298,000 | 298,000 |
| Securities available for sale | 39,495,000 | 39,874,000 | 36,096,000 | 39,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,020,000 | 56,951,000 | 61,459,000 | 68,552,000 |
| Interest-bearing deposits | 47,759,000 | 45,498,000 | 47,834,000 | 52,826,000 |
| Noninterest-bearing deposits | 11,261,000 | 11,453,000 | 13,625,000 | 15,726,000 |
| Equity capital | 5,524,000 | 5,754,000 | 6,323,000 | 5,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,363,000 | 2,025,000 | 2,665,000 |
| Interest expense | 116,000 | 225,000 | 314,000 | 385,000 |
| Net interest income | 562,000 | 1,138,000 | 1,711,000 | 2,280,000 |
| Noninterest income | 59,000 | 109,000 | 158,000 | 204,000 |
| Noninterest expense | 400,000 | 778,000 | 1,183,000 | 1,572,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 191,000 | 409,000 | 596,000 | 822,000 |
| Income tax | 8,000 | 18,000 | 26,000 | 36,000 |
| Net income | 183,000 | 391,000 | 570,000 | 786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,983,000 | 4,941,000 | 5,120,000 | 5,336,000 |
| Total capital | 5,378,000 | 5,209,000 | 5,418,000 | 5,634,000 |
| Risk-weighted assets | 31,574,000 | 32,498,000 | 33,593,000 | 34,563,000 |