Call reports 2009
FARMERS BANK & TRUST — 2009
What FARMERS BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 59,269,000 | 57,933,000 | 60,662,000 | 66,005,000 |
| Total loans | 20,524,000 | 21,706,000 | 23,747,000 | 23,989,000 |
| Allowance for loan losses | 474,000 | 477,000 | 503,000 | 473,000 |
| Securities available for sale | 35,724,000 | 32,980,000 | 34,006,000 | 35,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,797,000 | 49,147,000 | 51,074,000 | 60,645,000 |
| Interest-bearing deposits | 42,655,000 | 39,225,000 | 41,201,000 | 48,641,000 |
| Noninterest-bearing deposits | 10,142,000 | 9,922,000 | 9,873,000 | 12,004,000 |
| Equity capital | 5,686,000 | 5,330,000 | 6,174,000 | 5,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,440,000 | 2,143,000 | 2,854,000 |
| Interest expense | 133,000 | 258,000 | 377,000 | 509,000 |
| Net interest income | 599,000 | 1,182,000 | 1,766,000 | 2,345,000 |
| Noninterest income | 60,000 | 106,000 | 155,000 | 204,000 |
| Noninterest expense | 362,000 | 766,000 | 1,158,000 | 1,554,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 75,000 |
| Pretax income | 297,000 | 522,000 | 753,000 | 1,012,000 |
| Income tax | 13,000 | 22,000 | 33,000 | 44,000 |
| Net income | 284,000 | 500,000 | 720,000 | 968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,916,000 | 4,732,000 | 4,952,000 | 4,800,000 |
| Total capital | 5,288,000 | 5,113,000 | 5,352,000 | 5,218,000 |
| Risk-weighted assets | 29,650,000 | 30,345,000 | 31,914,000 | 33,407,000 |