Call reports 2008
FARMERS BANK & TRUST — 2008
What FARMERS BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 59,203,000 | 56,405,000 | 57,307,000 | 63,191,000 |
| Total loans | 18,915,000 | 20,746,000 | 21,026,000 | 21,826,000 |
| Allowance for loan losses | 474,000 | 481,000 | 481,000 | 473,000 |
| Securities available for sale | 35,931,000 | 32,471,000 | 32,965,000 | 34,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,511,000 | 47,977,000 | 48,375,000 | 57,381,000 |
| Interest-bearing deposits | 42,586,000 | 38,932,000 | 39,060,000 | 42,433,000 |
| Noninterest-bearing deposits | 10,925,000 | 9,045,000 | 9,315,000 | 14,948,000 |
| Equity capital | 5,434,000 | 4,644,000 | 4,883,000 | 5,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,614,000 | 2,358,000 | 3,127,000 |
| Interest expense | 223,000 | 405,000 | 575,000 | 731,000 |
| Net interest income | 611,000 | 1,209,000 | 1,783,000 | 2,396,000 |
| Noninterest income | 53,000 | 102,000 | 161,000 | 237,000 |
| Noninterest expense | 365,000 | 715,000 | 1,108,000 | 1,583,000 |
| Provision for loan losses | 0 | 0 | 0 | -10,000 |
| Pretax income | 299,000 | 603,000 | 849,000 | 1,073,000 |
| Income tax | 13,000 | 27,000 | 27,000 | 15,000 |
| Net income | 286,000 | 576,000 | 822,000 | 1,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,510,000 | 4,501,000 | 4,747,000 | 4,632,000 |
| Total capital | 4,873,000 | 4,874,000 | 5,125,000 | 5,024,000 |
| Risk-weighted assets | 28,931,000 | 29,880,000 | 30,244,000 | 31,270,000 |