Call reports 2007
FARMERS BANK & TRUST — 2007
What FARMERS BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 49,745,000 | 48,921,000 | 51,693,000 | 58,071,000 |
| Total loans | 16,897,000 | 18,953,000 | 18,535,000 | 19,508,000 |
| Allowance for loan losses | 479,000 | 483,000 | 479,000 | 473,000 |
| Securities available for sale | 27,349,000 | 27,453,000 | 28,545,000 | 32,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,317,000 | 42,155,000 | 46,943,000 | 53,259,000 |
| Interest-bearing deposits | 36,974,000 | 34,577,000 | 37,777,000 | 41,339,000 |
| Noninterest-bearing deposits | 8,343,000 | 7,578,000 | 9,166,000 | 11,920,000 |
| Equity capital | 4,243,000 | 3,972,000 | 4,491,000 | 4,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,350,000 | 2,066,000 | 2,831,000 |
| Interest expense | 232,000 | 465,000 | 706,000 | 946,000 |
| Net interest income | 437,000 | 885,000 | 1,360,000 | 1,885,000 |
| Noninterest income | 46,000 | 111,000 | 158,000 | 204,000 |
| Noninterest expense | 356,000 | 692,000 | 1,049,000 | 1,403,000 |
| Provision for loan losses | 0 | 0 | 0 | -15,000 |
| Pretax income | 127,000 | 305,000 | 473,000 | 706,000 |
| Income tax | 3,000 | 11,000 | 19,000 | 28,000 |
| Net income | 124,000 | 294,000 | 454,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,269,000 | 4,190,000 | 4,350,000 | 4,223,000 |
| Total capital | 4,580,000 | 4,516,000 | 4,684,000 | 4,588,000 |
| Risk-weighted assets | 24,747,000 | 25,956,000 | 26,546,000 | 29,055,000 |