Call reports 2006
FARMERS BANK & TRUST — 2006
What FARMERS BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 50,057,000 | 46,009,000 | 45,838,000 | 52,014,000 |
| Total loans | 17,510,000 | 18,551,000 | 17,928,000 | 17,232,000 |
| Allowance for loan losses | 524,000 | 539,000 | 539,000 | 473,000 |
| Securities available for sale | 24,064,000 | 24,392,000 | 24,016,000 | 25,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,048,000 | 42,264,000 | 41,617,000 | 47,864,000 |
| Interest-bearing deposits | 38,656,000 | 35,229,000 | 33,482,000 | 39,025,000 |
| Noninterest-bearing deposits | 7,392,000 | 7,035,000 | 8,135,000 | 8,839,000 |
| Equity capital | 3,858,000 | 3,617,000 | 4,040,000 | 4,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,234,000 | 1,826,000 | 2,463,000 |
| Interest expense | 206,000 | 419,000 | 626,000 | 849,000 |
| Net interest income | 404,000 | 815,000 | 1,200,000 | 1,614,000 |
| Noninterest income | 47,000 | 104,000 | 156,000 | 205,000 |
| Noninterest expense | 353,000 | 682,000 | 1,018,000 | 1,374,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | -20,000 |
| Pretax income | 48,000 | 187,000 | 288,000 | 465,000 |
| Income tax | 1,000 | 1,000 | 5,000 | 13,000 |
| Net income | 47,000 | 186,000 | 283,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,192,000 | 4,104,000 | 4,201,000 | 4,146,000 |
| Total capital | 4,499,000 | 4,411,000 | 4,501,000 | 4,461,000 |
| Risk-weighted assets | 24,307,000 | 24,359,000 | 23,741,000 | 25,057,000 |