Call reports 2005
FARMERS BANK & TRUST — 2005
What FARMERS BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 49,136,000 | 47,918,000 | 45,637,000 | 52,719,000 |
| Total loans | 20,040,000 | 19,550,000 | 20,308,000 | 18,123,000 |
| Allowance for loan losses | 472,000 | 472,000 | 473,000 | 473,000 |
| Securities available for sale | 25,867,000 | 25,276,000 | 22,414,000 | 22,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,143,000 | 40,795,000 | 40,797,000 | 48,799,000 |
| Interest-bearing deposits | 37,215,000 | 33,599,000 | 34,155,000 | 40,034,000 |
| Noninterest-bearing deposits | 6,928,000 | 7,196,000 | 6,642,000 | 8,765,000 |
| Equity capital | 3,957,000 | 4,011,000 | 4,050,000 | 3,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,119,000 | 1,670,000 | 2,254,000 |
| Interest expense | 122,000 | 250,000 | 398,000 | 562,000 |
| Net interest income | 442,000 | 869,000 | 1,272,000 | 1,692,000 |
| Noninterest income | 43,000 | 84,000 | 128,000 | 170,000 |
| Noninterest expense | 324,000 | 637,000 | 969,000 | 1,295,000 |
| Provision for loan losses | 0 | 0 | 0 | -35,000 |
| Pretax income | 166,000 | 322,000 | 437,000 | 608,000 |
| Income tax | 7,000 | 14,000 | 19,000 | 27,000 |
| Net income | 159,000 | 308,000 | 418,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,286,000 | 4,140,000 | 4,246,000 | 4,143,000 |
| Total capital | 4,641,000 | 4,471,000 | 4,571,000 | 4,469,000 |
| Risk-weighted assets | 28,319,000 | 26,300,000 | 25,874,000 | 25,923,000 |