Call reports 2004
FARMERS BANK & TRUST — 2004
What FARMERS BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 50,459,000 | 49,574,000 | 50,566,000 | 55,217,000 |
| Total loans | 18,288,000 | 19,512,000 | 19,961,000 | 21,040,000 |
| Allowance for loan losses | 458,000 | 469,000 | 470,000 | 471,000 |
| Securities available for sale | 29,544,000 | 26,027,000 | 27,932,000 | 28,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,392,000 | 45,395,000 | 44,759,000 | 50,946,000 |
| Interest-bearing deposits | 39,789,000 | 39,312,000 | 38,995,000 | 41,688,000 |
| Noninterest-bearing deposits | 5,603,000 | 6,083,000 | 5,764,000 | 9,258,000 |
| Equity capital | 4,495,000 | 4,023,000 | 4,073,000 | 4,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,067,000 | 1,589,000 | 2,166,000 |
| Interest expense | 108,000 | 211,000 | 318,000 | 435,000 |
| Net interest income | 445,000 | 856,000 | 1,271,000 | 1,731,000 |
| Noninterest income | 42,000 | 85,000 | 132,000 | 175,000 |
| Noninterest expense | 309,000 | 618,000 | 935,000 | 1,247,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 328,000 | 477,000 | 668,000 |
| Income tax | 8,000 | 14,000 | 21,000 | 29,000 |
| Net income | 170,000 | 314,000 | 456,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,108,000 | 4,102,000 | 3,944,000 | 4,128,000 |
| Total capital | 4,423,000 | 4,427,000 | 4,274,000 | 4,485,000 |
| Risk-weighted assets | 25,044,000 | 25,842,000 | 26,251,000 | 28,458,000 |