Call reports 2003
FARMERS BANK & TRUST — 2003
What FARMERS BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 47,841,000 | 48,977,000 | 49,726,000 | 54,737,000 |
| Total loans | 17,742,000 | 19,011,000 | 19,291,000 | 18,822,000 |
| Allowance for loan losses | 454,000 | 454,000 | 455,000 | 455,000 |
| Securities available for sale | 25,643,000 | 24,889,000 | 26,650,000 | 28,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,263,000 | 44,277,000 | 45,257,000 | 50,424,000 |
| Interest-bearing deposits | 38,569,000 | 38,987,000 | 38,395,000 | 41,370,000 |
| Noninterest-bearing deposits | 4,694,000 | 5,290,000 | 6,862,000 | 9,054,000 |
| Equity capital | 4,324,000 | 4,434,000 | 4,238,000 | 4,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,068,000 | 1,557,000 | 2,092,000 |
| Interest expense | 165,000 | 301,000 | 421,000 | 534,000 |
| Net interest income | 371,000 | 767,000 | 1,136,000 | 1,558,000 |
| Noninterest income | 41,000 | 84,000 | 128,000 | 168,000 |
| Noninterest expense | 292,000 | 604,000 | 910,000 | 1,211,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 120,000 | 247,000 | 354,000 | 515,000 |
| Income tax | 5,000 | 11,000 | -53,000 | -46,000 |
| Net income | 115,000 | 236,000 | 407,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,817,000 | 3,938,000 | 3,960,000 | 3,938,000 |
| Total capital | 4,120,000 | 4,255,000 | 4,282,000 | 4,273,000 |
| Risk-weighted assets | 24,096,000 | 25,243,000 | 25,609,000 | 26,651,000 |