Call reports 2002
FARMERS BANK & TRUST — 2002
What FARMERS BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,891,000 | 44,968,000 | 45,323,000 | 49,775,000 |
| Total loans | 17,843,000 | 18,821,000 | 18,334,000 | 18,079,000 |
| Allowance for loan losses | 444,000 | 452,000 | 453,000 | 453,000 |
| Securities available for sale | 21,786,000 | 21,024,000 | 23,146,000 | 25,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,805,000 | 40,517,000 | 40,625,000 | 45,167,000 |
| Interest-bearing deposits | 35,059,000 | 35,624,000 | 34,831,000 | 37,665,000 |
| Noninterest-bearing deposits | 4,746,000 | 4,893,000 | 5,794,000 | 7,502,000 |
| Equity capital | 3,727,000 | 4,149,000 | 4,382,000 | 4,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,196,000 | 1,795,000 | 2,380,000 |
| Interest expense | 219,000 | 431,000 | 633,000 | 816,000 |
| Net interest income | 373,000 | 765,000 | 1,162,000 | 1,564,000 |
| Noninterest income | 47,000 | 97,000 | 149,000 | 194,000 |
| Noninterest expense | 292,000 | 567,000 | 883,000 | 1,173,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 137,000 | 325,000 | 463,000 | 620,000 |
| Income tax | 6,000 | 14,000 | 20,000 | 27,000 |
| Net income | 131,000 | 311,000 | 443,000 | 593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,516,000 | 3,696,000 | 3,827,000 | 3,852,000 |
| Total capital | 3,810,000 | 4,002,000 | 4,129,000 | 4,165,000 |
| Risk-weighted assets | 23,436,000 | 24,324,000 | 24,023,000 | 24,897,000 |