Call reports 2001
FARMERS BANK & TRUST — 2001
What FARMERS BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,167,000 | 37,514,000 | 39,464,000 | 44,954,000 |
| Total loans | 18,837,000 | 18,815,000 | 17,544,000 | 18,090,000 |
| Allowance for loan losses | 887,000 | 887,000 | 892,000 | 443,000 |
| Securities available for sale | 12,497,000 | 13,985,000 | 16,599,000 | 18,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,480,000 | 33,727,000 | 35,509,000 | 40,699,000 |
| Interest-bearing deposits | 27,580,000 | 28,463,000 | 30,835,000 | 34,344,000 |
| Noninterest-bearing deposits | 4,900,000 | 5,264,000 | 4,674,000 | 6,355,000 |
| Equity capital | 3,231,000 | 3,344,000 | 3,335,000 | 3,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,295,000 | 1,926,000 | 2,526,000 |
| Interest expense | 279,000 | 536,000 | 795,000 | 1,035,000 |
| Net interest income | 376,000 | 759,000 | 1,131,000 | 1,491,000 |
| Noninterest income | 35,000 | 78,000 | 117,000 | 157,000 |
| Noninterest expense | 271,000 | 537,000 | 811,000 | 1,094,000 |
| Provision for loan losses | 0 | 0 | 0 | -450,000 |
| Pretax income | 140,000 | 300,000 | 464,000 | 1,031,000 |
| Income tax | 43,000 | 95,000 | 149,000 | 322,000 |
| Net income | 97,000 | 205,000 | 315,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,015,000 | 3,126,000 | 2,989,000 | 3,385,000 |
| Total capital | 3,305,000 | 3,416,000 | 3,272,000 | 3,685,000 |
| Risk-weighted assets | 22,285,000 | 22,594,000 | 22,021,000 | 23,888,000 |